Responsible investing is the cornerstone of a safe, secure financial life. On this page, we’ve compiled a list of important guidelines to help you make sound investment decisions, and we also provide a selection of resources to help you learn more about the impacts of irresponsible investing.
- Don’t invest more than you can afford to lose – investments can be difficult to liquidate. Make sure you always have money available for emergencies.
- Be cautious with leverage and shorting – with any investment that involves borrowing (short-selling and leverage), be aware that downside potential can be unlimited. Manage your risk carefully.
- Unregulated brokers and exchanges – avoid unlicensed service providers wherever possible. When dealing with regulated platforms, your interactions are protected by financial laws.
- Know the impacts of irresponsible investing – risking too much capital can damage your family’s financial situation, your mental health, and your credit score. If you are in excessive debt, seek help now.
Please find below a list of resources to consult if you need to learn more or find help:
- The Money Advice Trust offers advice for people in debt
- The Which? Investment Risk Guide covers the various aspects of risk in investing
- Investopedia’s Shorting Guide covers the complexities of shorting and the associated risks
- Mind is a charity that has lots of information about mental health issues